Hope Community Credit Union (HOPE) was organized in 1995 by the members of Anderson United Methodist Church as Mississippi's only church-sponsored credit union.

The credit union grew out of a desire to foster asset development, cooperation and self-empowerment among low-income Jackson residents. HOPE also sought to promote savings and community reinvestment in distressed communities, educate youth about economics and finance, and provide greater access to financial services for its members.

By 1999 HOPE was still extremely small and run by part-time volunteers. They were finding it increasingly difficult to manage the credit union's operations. HOPE began to look for additional sponsors.

In February 2000 HOPE expanded its field of membership to include several groups that share a mission of community development. Among these were the Amos Network and its approximately 28 member churches; Fellowship of Hope Ministries with fifteen member churches; the 100 Concerned Clergy with over fifty member churches; Voice of Calvary Ministries and New Horizon Ministries. The expanded field of membership and the new sponsors helped HOPE grow ten fold in the space of two years.

In August 2002, after a long tradition of collaboration, ECD (Enterprise Corporation of the Delta) became HOPE's primary sponsor. One of the nation's leading community development financial institutions, ECD provides commercial, mortgage and community facilities loans in economically distressed areas of Arkansas, Louisiana and Mississippi. This alliance has made both organizations stronger and enabled HOPE to significantly expand its scope of products and services and begin delivering its services to a much broader geography.

In 2005, HOPE was recognized as the fastest growing credit union in the nation for building it's deposit. A 2007 survey ranked HOPE for the fifth largest increase in membership growth in the country during 2005 and 2006.

HOPE has also grown with recent mergers.  At the end of 2008, HOPE merged with College Station Federal Community Credit Union, an organization located in College Station, Arkansas with a 50-year history.  American Savings Credit Union became part of HOPE on January 1, 2009.  Based in Memphis, Tennessee, ASCU helped expand HOPE's reach across the Mid South with 17,000 members and five additional branches.