Better Banking. Better Lives.

Business Loans

HOPE wants to see the Mid South reach its full potential. That means providing financing to small and medium-sized businesses, entrepreneurs, and nonprofits that are ready to get to work in our communities.

While HOPE is interested in any opportunity to lend money, the organization places a priority on community infrastructure development—such as affordable housing, health care, fresh foods, and charter schools—and on meeting the needs of minority- and women-owned businesses.

Business Loan Types

  • Term Loans
  • Mini-Perm Loans
  • Short-Term Loans
  • Letters of Credit
  • Lines of Credit
  • Microloans
  • SBA Guaranteed Loans
  • USDA Guaranteed Loans
  • Special Programs Financing

Business Loan Purposes

  • Acquisition, Construction, and Commercial Real Estate
  • Furniture, Fixtures, and Equipment
  • Vehicles Titled to Business
  • Inventory
  • Help Carrying Accounts Receivable
  • Working Capital

Meet our commercial lenders and contact them to set up an appointment. They can discuss your needs and walk you through the loan process.

We also are part of several initiatives across the region that provide loans to meet specific needs:

When you’re ready to apply, you’ll need some information to make sure the application process goes smoothly. Required Information


Featured Stories

Hope Credit Union Expands into Southwest Little Rock

LITTLE ROCK, AR – Hope Enterprise Corporation and Hope Credit Union (HOPE) celebrated the grand opening of its newest location at 8411 Interstate 30 in Southwest Little Rock on Thursday, June 2. The new full service location expands on HOPE’s existing presence, a program office housing a commercial lender since 2006 and a branch in College Station since 2008, and offers area residents access to checking and savings accounts, auto loans and credit cards, mortgages and small business loans. Anyone who supports the mission of HOPE, to improve the quality of life for low-income and low-wealth individuals in the Mid South, may join the credit union to take advantage of the benefits of membership. “We are excited to open our newest branch in Southwest Little Rock, a diverse and growing community filled with opportunity,” said HOPE CEO Bill Bynum. “We are grateful to our long time partners the Winthrop Rockefeller Foundation, NeighborWorks® America and Regions Bank for their ongoing generosity and support to make this day possible.” Since 2008, HOPE has expanded from 7 to 27 locations – many of which are located in communities where few affordable banking options exist. HOPE serves 30,000 members, one out of three of whom were unbanked when they joined. Through July 31, 2016, HOPE will feature special offers to help make it more affordable for people to become members. The credit union will waive the monthly fee on all checking accounts for six months and the application fee on personal loans. HOPE offers checking and savings accounts, consumer and mortgage loans and commercial lending services. The Little Rock branch is open Monday – Thursday 9am – 4pm and Friday 9am – 6pm. For more information about HOPE or a complete list of services and locations, visit About HOPE HOPE (Hope Enterprise Corporation and Hope Credit Union) is a community development financial institution, community development intermediary and policy center that provides affordable financial services; leverages private, public and philanthropic resources; and engages in policy analysis in order to fulfill its mission of strengthening communities, building assets, and improving lives in economically distressed parts of the Mid South.

HOPE Commercial Lending Sparks Opportunities for 
Minority- and Women-Owned Businesses (MWOB)

HOPE makes business loans to historically underserved populations at a much higher rate than other financial institutions across the Mid South.

Your browser is out-of-date!

Update your browser to view this website correctly.Update my browser now