Better Banking. Better Lives.

Home Loan Options

When you’re buying a home, you want the right loan; one that provides the most benefit and lowest costs for you. At HOPE, we have plenty of choices and we’ll work to find the one that is the best fit for your needs.

Apply Online


Whether you’re buying your first home, needing to get a bigger house for a growing family, or wanting someplace smaller for retirement, there are plenty of options at HOPE. We may also be able to connect you with special programs for downpayment assistance.


If you’ve been in your home for a while, you may be paying too much for it. With today’s low interest rates, we can help you determine how much a new loan could save you each month. You might also use the equity in your home to make repairs, do some renovations, consolidate bills, or even pay for educational expenses.

Conventional Loans

While these loans may require better credit histories and scores, they can offer lower rates and fewer fees. HOPE has lots of experience in making these types of loans to a wide variety of borrowers.

FHA Loans

Backed by the Federal Home Loan Administration, FHA loans are designed for low- to moderate-income borrowers who are unable to afford the larger downpayment associated with conventional loans.

Jumbo Loans

If you are in the market for a larger, more expensive home, consider the benefits of a HOPE jumbo loan. We can finance homes valued at up to $650,000.

USDA Rural Housing Loans

The US Department of Agriculture has loans that can be used to help low-income individuals and families purchase, renovate, or relocate a home in rural areas.

VA Loans

The Department of Veterans Affairs offers a mortgage option to current and former members of the armed services. These attractive loans can be used to finance 100% of a homes value.

Affordable Housing Loans

HOPE has developed a special home loan option for low- and moderate-income families across the Mid South. This option can help people with credit scores as low as 580 and who have struggled with medical collections, cell phone bills, or subscription services (book clubs, recurring online billing, etc.)


Featured Stories

HOPE receives Platforms for Prosperity Award

Hope Enterprise Corporation received the CFED 2014 Platforms for Prosperity “Where We Bank” Award, sponsored by Citi®, at the Assets Learning Conference in Washington, DC in September.

Bill Bynum Receives Ned Gramlich Award for Responsible Finance at 2014 Opportunity Finance Network Conference

Bill Bynum, CEO of HOPE received the 2014 Ned Gramlich Award for Responsible Finance.

Your browser is out-of-date!

Update your browser to view this website correctly.Update my browser now