See Our Deposit Rates

Deposit Rates

HOPE offers our members competitive rates on deposit products.

Rates effective as of March 1, 2013.

	Annual Percentage Rate (APR)	Annual Percentage Yield (APY)	Jumbo APR	Jumbo APY
Share Accounts*	0.50%	0.50%
Kasasa Saver Savings Accounts**
On Balances up to $10,000	1.005%	1.01%
On Balances over $10,000	0.50%	0.50%
When Qualifications not met	0.10%	0.10%
Kasasa Cash and Kasasa Saver Checking**
On Balances up to $10,000	2.969%	3.01%
On Balances over $10,000	0.50%	0.50%
When Qualifications not met	0.10%	0.10%
Nonprofit Bonus Rate Savings Account**	0.40%	0.40%
Money Market Account ($1,000 Minimum)**
Non-Jumbo	0.60%	0.60%
Over $100,000			0.70%	0.70%
Over $500,000			0.80%	0.80%
Share Certificates (CD's) ($1,000 minimum)
6 Month	0.40%	0.40%	0.65%	0.65%
12 Month	0.60%	0.60%	0.85%	0.85%
24 Month	0.85%	0.85%	1.10%	1.11%
36 Month	1.15%	1.16%	1.40%	1.41%
60 Month	1.30%	1.31%	1.55%	1.56%
IRAs
IRA Savings**	0.40%	0.40%
IRA 18-Month Certificate	0.65%	0.65%
IRA 60-Month Certificate	0.90%	0.90%

Call our Investor Relations Department at 1-877-654-HOPE for details on rates on larger deposits.

Jumbo rates are available on deposits of $95,000 or more.

Rates are subject to change. Fees could reduce earnings. Early withdrawal penalties apply to all certificate accounts.

*Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100.

**Variable-rate account; rates may change after the account is opened.