Consumer Loans
Don't take on a loan with stress. Get a loan with HOPE.
Anyone can apply for a consumer loan at HOPE, even if you don't qualify anywhere else. The application process is simple, and the rates we offer are competitive.
If you are considering purchasing a car, renovating your home, consolidating your debts, or making some other major purchase, we'll help you take a look at your financial picture and make the loan decision that's right for you.
We have many types of consumer loans, but they all share the same benefits:
Quick Approvals
We will always work quickly to make a loan decision. Depending on your situation, we can take as little as 24 hours to complete the process. Get the financing you need from Hope Credit Union. ... Read News
No Hidden Fees
We don't believe you should have to pay extra just to use a basic banking service. The only cost is a minimal application fee, and there are never any hidden charges or extra expenses with a HOP... Read News
Competitive Rates
Don't worry about high interest rates with a HOPE loan. You will get some of the best current rates in the market. That means lower payments over the life of the loan and leaves you with more mo... Read News
Easy to Apply
At HOPE, we make it simple. All you need to complete your loan application is a photo ID, your last two paycheck stubs, and a utility bill for proof of residence. That's it. We take care o... Read News
Fill out a consumer loan application and return it to one of our branches and we'll work with you to meet your lending needs.
Check out a selection of our consumer loans and their terms here.
Read more about personal loans in our HOPE consumer loans brochure.
Download a personal loan application.
Protect Your Purchase
If you are buying a vehicle, check out the benefits of getting it covered through the TruStage Auto Insurance Program. Available only to credit union members, you may find great benefits and more affordable prices.
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