Better Banking. Better Lives.

Checking Accounts

You can choose from five great HOPE checking accounts. Each of them will allow you to conveniently access the funds you need every day while providing the security of a federally insured credit union.

Our checking accounts provide an affordable and easy-to-use alternative to check cashers and predatory lenders, and people can often qualify even with previous blemishes on their financial record.

When you're ready to bank on your own terms, you're ready for a checking account from HOPE.

If you’re ready to start enjoying all the benefits of one of our checking options, open your account now!

Open My Account

All HOPE Checking Accounts Offer:

  • Free HOPENet Online Banking with Bill Pay
  • Free HOPE Mobile Banking1
  • Free HOPE24 Telephone Banking
  • Free E-Statements
  • Free HOPEAnytime ATM/Check Card
  • Free Direct Deposit
  • Automatic Transfers/Drafts
  • Overdraft Guardian Overdraft Protection Program
  • Shared Branching Network Access
  • Federally-Backed Security

Read more about this account in our HOPE Easy Checking brochure.


Checking Account Comparison Chart

Easy Checking Easy Checking Plus HOPE Rewards Checking Student Checking HOPE Choice Card
Opening Balance Requirement $25.00 $0 $0 $0 $0
Minimum Balance $25.00 $0 $0 $0 $0
Monthly Fee $9.95
Waived with $200 Minimum Balance
Waived with $250 Minimum Balance
$0 $0 $4.00
Unlimited Transactions
Electronic Transactions
Paper Checks
Free HOPENet Online Banking
Free HOPENet Online Bill Payment
Free HOPE Mobile Banking1
Free E-Statements $2.00 Monthly Paper Statement Fee
Member Privilege Overdraft Protection Program Available Available Available Not Available Not Available
More More More More More


1Your wireless carrier may charge data and text messaging fees.


Featured Stories

HOPE for a Better Future

Prior to joining HOPE, Houston, had been incarcerated for 28 years.

Hope Credit Union Expands into Southwest Little Rock

LITTLE ROCK, AR – Hope Enterprise Corporation and Hope Credit Union (HOPE) celebrated the grand opening of its newest location at 8411 Interstate 30 in Southwest Little Rock on Thursday, June 2. The new full service location expands on HOPE’s existing presence, a program office housing a commercial lender since 2006 and a branch in College Station since 2008, and offers area residents access to checking and savings accounts, auto loans and credit cards, mortgages and small business loans. Anyone who supports the mission of HOPE, to improve the quality of life for low-income and low-wealth individuals in the Mid South, may join the credit union to take advantage of the benefits of membership. “We are excited to open our newest branch in Southwest Little Rock, a diverse and growing community filled with opportunity,” said HOPE CEO Bill Bynum. “We are grateful to our long time partners the Winthrop Rockefeller Foundation, NeighborWorks® America and Regions Bank for their ongoing generosity and support to make this day possible.” Since 2008, HOPE has expanded from 7 to 27 locations – many of which are located in communities where few affordable banking options exist. HOPE serves 30,000 members, one out of three of whom were unbanked when they joined. Through July 31, 2016, HOPE will feature special offers to help make it more affordable for people to become members. The credit union will waive the monthly fee on all checking accounts for six months and the application fee on personal loans. HOPE offers checking and savings accounts, consumer and mortgage loans and commercial lending services. The Little Rock branch is open Monday – Thursday 9am – 4pm and Friday 9am – 6pm. For more information about HOPE or a complete list of services and locations, visit About HOPE HOPE (Hope Enterprise Corporation and Hope Credit Union) is a community development financial institution, community development intermediary and policy center that provides affordable financial services; leverages private, public and philanthropic resources; and engages in policy analysis in order to fulfill its mission of strengthening communities, building assets, and improving lives in economically distressed parts of the Mid South.

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