Better Banking. Better Lives.

HOPE Choice Card

Make the Right Choice for Your Money

If you want the flexibility to access and manage your money with the convenience of a debit-card-only account, your choice is clear: the HOPE Choice Card.

Your HOPE Choice Card comes with lots of great benefits:

  • Quick and Easy Access – Use the HOPE Choice Card to make purchases at retail stores, restaurants, and online merchants. You can also make ATM withdrawals by using your PIN and selecting “Checking” from the account options.¹
  • Greater Security – Rather than carrying cash, you are keeping card funds in a federally insured account.
  • Affordability – You can load your HOPE Choice Card with as much money as you want as often as you want without paying for each transaction. There is no minimum balance to keep on the card, and the monthly fee is only $4.00.
  • Limit Overdrafts – Because of the way your Choice Card works, it is much more difficult to overdraw your account. The card cannot be used to make purchases at the fuel pump, to rent vehicles, or for online gambling transactions. Checks are not permitted on this account.

A Choice Card account is ideal for families as a way to share money, manage allowances, or provide funds for students in college.

  • Families can share a single account balance on up to five cards with one monthly service fee of $4.00.
  • An account owner can manage up to five different cards, each with a separate balance, with one monthly service fee of $4.00.
  • Cards can be shared with and used by family members who live in Mexico and Canada.

The Choice Card is also great as a first account, or for people rebuilding their banking history.

  • No credit check required.
  • Can be opened for people with no credit history.

Enjoy all of our most important convenience services with your HOPE Choice Card.

  • Free HOPENet Online/Mobile/iPad Banking – See transaction histories, make transfers in real time, and deposit checks remotely. 2, 3
  • Free E-Statements – Get your statements quickly and securely with our e-statement delivery. Accounts that are not signed up for e-statements after 60 days will be charged a $2.00 monthly paper statement fee.
  • Free Shared Branching³ – Access your HOPE Choice Card account at more than 5,000 credit union locations nationwide.

Visit your nearest branch to learn more or apply for your Choice Card.

¹Non-HOPE ATMs may charge a fee.
²Wireless carrier messaging and data fees may apply.
³Mobile check deposit and shared branching access are available 60 days after the account is opened.


Featured Stories

HOPE Cuts Ribbon on New Orleans Charter School

HOPE Mortgage Originator Glynniece Smith, a graduate of NOLA’s McDonogh 42, holds a painting the school’s student presented to HOPE. Note that the owl, the school’s mascot, is carrying an olive branch just like the HOPE dove! New Orleans, LA (August 19, 2015) – Hope Enterprise Corporation (HOPE) celebrated the re-opening of McDonogh 42, a charter school located in New Orleans’ 7th Ward following significant damage incurred from Hurricane Katrina. Through the New Markets Tax Credit Program, HOPE provided $6 million in financing for the school’s $23 million rehabilitation.

Hope Credit Union Expands into Southwest Little Rock

LITTLE ROCK, AR – Hope Enterprise Corporation and Hope Credit Union (HOPE) celebrated the grand opening of its newest location at 8411 Interstate 30 in Southwest Little Rock on Thursday, June 2. The new full service location expands on HOPE’s existing presence, a program office housing a commercial lender since 2006 and a branch in College Station since 2008, and offers area residents access to checking and savings accounts, auto loans and credit cards, mortgages and small business loans. Anyone who supports the mission of HOPE, to improve the quality of life for low-income and low-wealth individuals in the Mid South, may join the credit union to take advantage of the benefits of membership. “We are excited to open our newest branch in Southwest Little Rock, a diverse and growing community filled with opportunity,” said HOPE CEO Bill Bynum. “We are grateful to our long time partners the Winthrop Rockefeller Foundation, NeighborWorks® America and Regions Bank for their ongoing generosity and support to make this day possible.” Since 2008, HOPE has expanded from 7 to 27 locations – many of which are located in communities where few affordable banking options exist. HOPE serves 30,000 members, one out of three of whom were unbanked when they joined. Through July 31, 2016, HOPE will feature special offers to help make it more affordable for people to become members. The credit union will waive the monthly fee on all checking accounts for six months and the application fee on personal loans. HOPE offers checking and savings accounts, consumer and mortgage loans and commercial lending services. The Little Rock branch is open Monday – Thursday 9am – 4pm and Friday 9am – 6pm. For more information about HOPE or a complete list of services and locations, visit About HOPE HOPE (Hope Enterprise Corporation and Hope Credit Union) is a community development financial institution, community development intermediary and policy center that provides affordable financial services; leverages private, public and philanthropic resources; and engages in policy analysis in order to fulfill its mission of strengthening communities, building assets, and improving lives in economically distressed parts of the Mid South.

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