Better Banking. Better Lives.

Wealth Building Accounts

A primary part of HOPE’s mission is to help people keep more of what they make and save for the future. Our Wealth Building accounts give you the tools to do just that.

These low-cost options provide plenty of ways to help you build a reserve fund, plan for a vacation, save for a child’s education, or build a nest egg for retirement. No matter what your needs, we have a solution for you.

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Wealth Building Account Comparison Chart

Savings Account Club Account Individual Retirement Account Share Certificates Money Market Accounts
Opening Balance Requirement $15 $10 Share Certificate – $500
IRA – $25
$1,000 $1,000
Minimum Balance $15 $0 $0 N/A $1,000
Monthly Fee $0 $0 $0 $0 $9.95
(Waived with $1,000 Minimum Balance)
Electronic Transactions
Paper Checks
Transactions Teller Withdrawal – 3/month
ATM Withdrawal – 3/month
Funds Disbursed 10/31 Each Year
($10 Fee for Early Disbursement)
Penalty for Early Withdrawal Penalty for Early Withdrawal 6 Per Month
(Fee for Overage)
Free HOPENet Online Banking
Free HOPE Mobile Banking1
Free E-Statements
Automatic Transfers and/or Drafts
Free HOPEAnytime ATM Card
Free Direct Deposit
Federally Backed Security
Shared Branching Network Access
More More More More More

1Your wireless carrier may charge data and text messaging fees.

 

Featured Stories

Bill Bynum Receives Ned Gramlich Award for Responsible Finance at 2014 Opportunity Finance Network Conference

Bill Bynum, CEO of HOPE received the 2014 Ned Gramlich Award for Responsible Finance.

Students learn the value of saving in Arkansas

Students at Watson Chapel Junior High in Pine Bluff, Arkansas got a visit from HOPE Program Officer Tina Daniels on International Credit Union Day in October.

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