Better Banking. Better Lives.

Share Certificates

Our Share Certificates are time deposits here at HOPE. By committing your funds for a specific period of time, you get a higher fixed dividend (or interest rate) than you would with a regular savings account.

To see current rates on our Certificates check out the rate schedule.

  • Invest for 6, 12, 24, 36, or 60 months
  • $1,000 minimum deposit
  • Guaranteed interest rates
  • Insured up to $250,000 by NCUA.

If you are a Socially Responsible Investor (SRI), Jumbo Certificates are also available with a $95,000 minimum deposit. You can also purchase High-Impact Certificates at below-market rates to help us extend economic opportunities to more low-wealth families.

Compare Accounts Open an Account See Our Rates


Featured Stories

HOPE receives Platforms for Prosperity Award

Hope Enterprise Corporation received the CFED 2014 Platforms for Prosperity “Where We Bank” Award, sponsored by Citi®, at the Assets Learning Conference in Washington, DC in September.

HOPE Cuts Ribbon on New Orleans Charter School

HOPE Mortgage Originator Glynniece Smith, a graduate of NOLA’s McDonogh 42, holds a painting the school’s student presented to HOPE. Note that the owl, the school’s mascot, is carrying an olive branch just like the HOPE dove! New Orleans, LA (August 19, 2015) – Hope Enterprise Corporation (HOPE) celebrated the re-opening of McDonogh 42, a charter school located in New Orleans’ 7th Ward following significant damage incurred from Hurricane Katrina. Through the New Markets Tax Credit Program, HOPE provided $6 million in financing for the school’s $23 million rehabilitation.

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