|
|
|
Types
|
Types of Loans
- Automobile
- Motorcycle
- Recreational Vehicle
- Home Repair & Improvement
- Home Equity
- Share Secured
- Signature
These are examples of typical limits on HOPE loans. HOPE also
underwrites loans based on the borrower's credit and so these
limits may change. The list is not comprehensive:
The minimum loan size is
$500.
|
Collateral
|
Type
|
Maximum
Amount
|
Maximum Term
|
|
Unsecured
|
N/A
|
$5,000 or 20% of gross income, whichever
is less
|
24 months
|
|
Share or certificate secured
|
N/A
|
Amount of shares on deposit
|
60 months
|
|
Automobile
|
New (first lien only)
|
100% of invoice price.
|
60 months
|
|
Automobile
|
Used (first lien only)
|
100% of NADA value.
|
60 months for current year model.
Subtract 6 months for each year of age for older models up to
maximum 5 year model age.
|
|
Motorcycle
|
New (first lien only)
|
100% of invoice price.
|
60 Months
|
|
Motorcycle
|
Used (first lien only)
|
100% of Used Motorcycle Guide
value.
|
60 months for current year model.
Subtract 6 months for each year of age for older models up to
maximum 5 year model age.
|
|
|
|
 Message Center
| Point. Click. Bank! Managing your money has never been easier than with HOPENet Online Banking. You can access your accounts from any internet-capable computer to check balances, transfer funds, or even pay your bills. And it’s all free for HOPE members.
Use the HOPENet Online Banking feature on this page to login or register. You can also get more information about this great service.
| Treat Your Home Like a Bank. Tap into the value of your home with a HOPE Home Equity loan.
We can lend up to 80% of your home’s value for any need. Our rates are affordable and the application process is easy. Call us or visit a hope branch for more information.
|
|