Create a brighter financial
future by saving at HOPE.
Saving for your future is one of the
most important things you can do to build a solid financial future
for yourself and your family.
Hope Community Credit Union understands
this and offers several accounts to help you achieve your financial
goals. Whether you are building toward a vacation, putting money
away for college, or saving for a rainy day, HOPE will help you get
there.
When you want to put your money in a
safe, convenient place where you earn competitive rates and help
your neighbors, nothing beats saving with HOPE.
Features and Benefits
HOPESaver - Regular Savings
Account
- $15 minimum balance
- Interest earned on balances greater than $100
- Two withdrawals allowed per month 1
- HOPEAnytime ATM Card access ($5 ATM card fee2)
HOPE Money Market Account
- $1,000 initial deposit and minimum balance
- Four withdrawals allowed per month1
- HOPENet Plus access for bill payment and fund transfers
HOPECertificates
- Invest for 6, 12, 24, 36, or 60 months
- $1,000 minimum deposit
- Guaranteed interest rates
HOPEClub
Account
- $10 minimum balance
- Automatic monthly deposit available
Indiividual Retirement
Account
- Good long-term savings option
- Provides tax benefits
- Traditional and Roth IRAs available
SECURITY Your HOPE Wealth
Building Account comes with peace of mind. Each depositor is
federally insured for up to $250,000 by the National Credit Union
Administration.
COMPETITIVE
RATES Your HOPE account is more than just a
place to protect your money. Watch it grow with interest rates that
beat almost any other local financial
institution.
EASY
ACCESS Get to your money when and where it's
convenient for you. There have never been more options for
conveniently and easily managing your money.
HOPENet Online Banking and
HOPENet Plus with Bill Pay -A click of the mouse is
all you need to manage your money from any internet-accessible
computer. Check your balances, transfer funds, or apply for a loan
whenever and wherever it's convenient. Accounts that offer HOPENet
Plus also allow you to pay your bills
electronically.
HOPEAnytime ATM Card
- Use your HOPEAnytime ATM Card to get
cash, transfer funds, and check balances from thousands of
automated teller machines that are part of the PULSE, Credit Union
24, or MoneyPass networks.3
HOPE24
- Bank with just the touch of a finger.
Check balances, get transaction histories, and transfer funds from
any touchtone phone by calling 1-877-214-HOPE. Simply follow the
voice prompts to make your money work for you.
Direct Deposit
- Put funds into a HOPE account without
ever coming to the credit union. Sign up for direct deposit and
have funds automatically sent to your account electronically. The
funds are available immediately, and you never need to worry about
a lost check.
Automatic Transfers/Drafts
- Schedule money to be moved from one
account to another as you require. You can also have bills or loan
payments taken care of without having to worry about writing checks
or putting a stamp on an envelope.
1Fees charged for additional
withdrawals.
2Fees subject to change.
3ATMs that are not part of the HOPE network may
charge additional fees for these services.