HOPE Interest Rates

HOPE offers our members competitive rates on deposit products. 

Rates effective as of February 8, 2010.

  Annual Percentage Rate APY* Jumbo APR Jumbo APY
Share Accounts** 0.50% 0.50%    
Nonprofit Bonus Rate Savings Account 0.90% 0.90%    
Money Market Account***
($1,000 Minimum)
       
Non-Jumbo 1.25% 1.26%    
Over $100,000     1.50% 1.51%
Over $500,000     1.55% 1.56%
Share Certificates (CD's)
($1,000 minimum)
       
6 Month 0.90% 0.91% 1.15% 1.16%
12 Month 1.75% 1.75% 2.00% 2.00%
24 Month 2.00% 2.00% 2.25% 2.25%
36 Month 2.20% 2.20% 2.45% 2.45%
60 Month 2.65% 2.65% 2.90% 2.90%
IRAs        
IRA Savings*** 0.50% 0.50%    
IRA 18-Month Certificate 2.00% 2.00%    
IRA 60-Month Certificate 2.90% 2.90%    

Please call for details on rates on larger deposits.  Jumbo rates are available on deposits of $95,000 or more. You can reach our Investor Relations Department by calling 1-877-654-HOPE. 

Rates are subject to change.
Fees could reduce earnings.
Early withdrawal penalties apply to all certificate accounts.

* Annual Percentage Yield
** Dividends on Share Accounts are set in arrears by the Board on a quarterly basis.
*** Variable-rate account, rates may change after the account is opened.

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Point. Click. Bank!

Managing your money has never been easier than with HOPENet Online Banking. You can access your accounts from any internet-capable computer to check balances, transfer funds, or even pay your bills. And it’s all free for HOPE members.

Use the HOPENet Online Banking feature on this page to login or register. You can also get more information about this great service.

Treat Your Home Like a Bank.

Tap into the value of your home with a HOPE Home Equity loan.

We can lend up to 80% of your home’s value for any need. Our rates are affordable and the application process is easy. Call us or visit a hope branch for more information.


 

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