Better Banking. Better Lives.

Deposit and Loan Rates

HOPE offers our members competitive rates on deposit products and lower rates on loans. That means more money to keep in your pocket.

Before you settle for a checking account, share certificate, or personal loan anywhere else, make sure to check with us to see if we can offer you a better deal. We can also look at any current loans and determine if you could save money by refinancing at HOPE.

Rates effective as of February 22, 20171


Deposit Rates

For assistance with deposits of $95,000 or more, call our Investor Relations Department at 1-866-843-3358, extension 4173.

1Rates are subject to change. Fees could reduce earnings.

2Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100.

3Variable-rate account; rates may change after the account is opened.

4Early withdrawal penalties apply to all certificate and IRA accounts.

5Jumbo rates are available on deposits of $95,000 or more.


Loan Rates¹

1All loans subject to credit approval.

2Unsecured/Signature Loans with an annual interest rate of 5.00% (5.00% APR) and a term of 48 months would have a monthly payment of $92.32 for 4,000.

3Share/Certificate Secured Loans Unsecured/Signature Loans with an annual interest rate of 5.00% (5.00% APR) and a term of 60 months would have a monthly payment of $94.57 for 5,000.

4Vehicle Loans of $20,000 with an annual interest rate of 3.50% (3.584% APR) and a term of 72 months would have a monthly payment of $308.79.

5Credit Builder Loans with an annual interest rate of 6.00% (6.00% APR) and a term of 12 months would have a monthly payment of $85.79 for 1,000.


Business Loan Rates

Commercial Loans Wall Street Journal Prime Rate + 0% – 3%

You can also review our Schedule of Fees. Compare them to where you’re doing business now, and we think you’ll have one more reason to consider coming to HOPE!

 

Featured Stories

Bill Bynum Receives Ned Gramlich Award for Responsible Finance at 2014 Opportunity Finance Network Conference

Bill Bynum, CEO of HOPE received the 2014 Ned Gramlich Award for Responsible Finance.

HOPE receives Platforms for Prosperity Award

Hope Enterprise Corporation received the CFED 2014 Platforms for Prosperity “Where We Bank” Award, sponsored by Citi®, at the Assets Learning Conference in Washington, DC in September.

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