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Amazon Employee Loan Program

As an additional benefit of being employed with Amazon, employees who meet the following requirements can apply for a $1,000 unsecured loan with flexible qualifying criteria: 

  • Must live in Alabama, Arkansas, Louisiana, Mississippi, or Tennessee.
  • Must have been employed with Amazon for a minimum of one year at date of application
  • Required repayment by payroll deduction
  • 10% annual percentage rate (APR)
  • Up to 12-month repayment period – Employee can only utilize this employee loan program benefit once every 12 months Employees may apply for additional HOPE loan products as needed in accordance with HOPE’s regular approval processes, but may only have one unsecured loan outstanding at any time.
  • HOPE Membership required ($15 minimum balance required). $10 Membership waived
  • Completed and signed HOPE Consumer Loan Application and Membership Application 
  • All current HOPE deposit accounts and loans must be in good standing and must not have any previous losses to HOPE
  • Loans subject to credit approval

Borrowers will need to provide the following information and documentation:

  • Proof of Identification/SSN
  • Proof of Residence
  • Verification of income from employer (most recent pay stub)
  • Verification of employment date from employer
  • Amazon authorization of agreement for payroll deduction

You will receive an email from a HOPE associate with DocuSign forms to complete the process in instructions on how to provide the required materials.

Please fill out the following information to apply for an employee loan: