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Send Them Back to School with HOPE: Loans for All Your Back-to-School Essentials

school supplies

Your kids may be deep into their summer routine of playing sports, earning money at a summer job, or spending time with friends, but the start of the school year is quickly approaching, and like many parents, you may be wondering, “Is there any way to get your kids ready for the school year…without spending a small fortune?”

Back-to-school time is the second largest shopping season of the year. Between new backpacks, textbooks, a long list of supplies and a fresh autumn wardrobe, many families’ finances can take a huge hit this time of the year. If your wallet could use some extra cushioning, HOPE has your back! Apply for a personal loan from HOPE  today to help you get your children’s education essentials.1 HOPE also offers affordable credit cards that provides you with the option of paying for purchases over time without the pitfalls you’ll find with other credit card providers: outrageous interest rates and lots of hidden or excessive fees.2  

Visit your local HOPE branch today to get started! Current HOPE members can apply for a loan online by using HOPENet Online Banking.

Success Story: Ready for School, New Orleans, LA

Jimese - Mother and children with backpacks

The start of school was looming and Jimese did not know where she would get the money to pay for school clothes for her daughters, one of which also needed tuition for dance school. She had used her clerk’s salary to pay off household bills. Jimese found out about HOPE after it merged with Michoud Federal Credit Union in 2017. She went to the branch, and within 24 hours, she was approved for a loan.

“I was able to use the loan to pay off a debt and the remaining balance, I used to buy the school clothes and pay for the dance school,” she says. “Nowadays, kids get teased and I didn’t want the girls wearing uniforms from last year that were too small.”

Save Big with These Back-to-school Shopping Hacks

Remember when back-to-school shopping was simple? A box of crayons, pens and pencils, some paper, and a binder, and you were set! These days, supply lists are growing ever-longer, more specialized and, of course, more expensive.  School supplies can be a real budget buster, but with some careful planning you’ll get everything the kids need at a much cheaper price. Here’s how to save money before the first bell rings! www.hopecu.org/backtoschoolhacks

1 All loans are subject to credit approval.

2 Credit cards are subject to personal credit approval and terms and conditions of the Credit Card Agreement.