NeighborhoodLIFT Program

Hope Enterprise Corporation is proud to be part of the NeighborhoodLIFT program in collaboration with Wells Fargo and NeighborWorks^® America. Discover the possibilities of homeownership and find out if it’s right for you!

NeighborhoodLIFT Program Information

• Provides eligible homebuyers with $7,500 of down payment assistance on qualified properties ($10,000 for veterans and service members, teachers, paraprofessionals, law enforcement officers, firefighters and emergency medical technicians)
• Provides homebuyer education that will prepare you for finding and financing a home and for managing the financial responsibilities of homeownership
• Assistance is not limited to first-time buyers
• Borrowers’ annual income in combination with household size must be at or below the income limits set for the program in Mississippi. View income limits and First Responder, Military & Teacher Benefit (FRMT) Information
• Properties qualified for the program must be:
  • Located in the state of Mississippi.
  • The primary, owner-occupied home of the buyer(s)
  • A single-family home (attached or detached), 2-4 unit home, condominium, townhome, PUD, co-op, land trust or qualified manufactured home

Note: No closings can take place prior to Nov. 30, 2018.

There are locations across the state of Mississippi that you can visit in person to determine your eligibility for the program. If it’s not possible for you to travel to one of these, you may do it online. See locations here EDS Locations. More information is available after the LIFT Quiz, below.

If you are interested in the NeighborhoodLIFT program, take the quiz below and find out if you are immediately eligible to start the application process.

Take the Eligibility Quiz

If you have additional questions, visit our FAQ page

Learn more.

NeighborhoodLIFT Program Requirements

You must complete the following steps to qualify for NeighborhoodLIFT down payment assistance.

1. Get pre-approved for a mortgage by an approved participating lender. See the approved lenders list.
2. Find a house you want to buy and get a signed purchase and sale agreement to purchase that house. You must be in contract and have a signed purchase and sale agreement in hand to apply for NeighborhoodLIFT funds.
3. Register for homebuyer education. Successful completion of the eight-hour HBE course is required prior to closing. A list of approved homebuyer education providers will be available soon.
4. Beginning October 29, visit this website to make an appointment to assess your eligibility for the program.

If you have additional questions, visit our FAQ page.