Checking Accounts
You can choose from five great HOPE checking accounts. Each of them will allow you to conveniently access the funds you need every day while providing the security of a federally insured credit union.
Our checking accounts provide an affordable and easy-to-use alternative to check cashers and predatory lenders, and people can often qualify even with previous blemishes on their financial record.
When you're ready to bank on your own terms, you're ready for a checking account from HOPE.
If you’re ready to start enjoying all the benefits of one of our checking options, open your account now!
Open My Account
All HOPE Checking Accounts Offer:
- Free HOPENet Online Banking with Bill Pay
- Free HOPE Mobile Banking1
- Free HOPE24 Telephone Banking
- Free E-Statements
- Free HOPEAnytime ATM/Check Card
- Free Direct Deposit
- Automatic Transfers/Drafts
- Overdraft Guardian Overdraft Protection Program
- Shared Branching Network Access
- Federally-Backed Security
Read more about this account in our HOPE Easy Checking brochure.
Checking Account Comparison Chart
Contains details about HOPE’s various checking accounts.
|
Easy Checking |
Easy Checking Plus |
HOPE Rewards Checking |
Student Checking |
HOPE Choice Card |
| Opening Balance Requirement |
$25.00 |
$0 |
$0 |
$0 |
$0 |
| Minimum Balance |
$25.00 |
$0 |
$0 |
$0 |
$0 |
| Monthly Fee |
$9.95
Waived with $200 Minimum Balance |
$7.95
Waived with $250 Minimum Balance |
$0 |
$0 |
$4.00 |
| Unlimited Transactions |
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| Electronic Transactions |
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| Paper Checks |
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| Free HOPENet Online Banking |
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| Free HOPENet Online Bill Payment |
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| Free HOPE Mobile Banking1 |
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| Free E-Statements |
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$2.00 Monthly Paper Statement Fee |
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| Member Privilege Overdraft Protection Program |
Available |
Available |
Available |
Not Available |
Not Available |
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More |
More |
More |
More |
More |
1Your wireless carrier may charge data and text messaging fees.
