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Checking Accounts

You can choose from five great HOPE checking accounts. Each of them will allow you to conveniently access the funds you need every day while providing the security of a federally insured credit union.

Our checking accounts provide an affordable and easy-to-use alternative to check cashers and predatory lenders, and people can often qualify even with previous blemishes on their financial record.

When you're ready to bank on your own terms, you're ready for a checking account from HOPE.

If you’re ready to start enjoying all the benefits of one of our checking options, open your account now!

Open My Account

All HOPE Checking Accounts Offer:

  • Free HOPENet Online Banking with Bill Pay
  • Free HOPE Mobile Banking1
  • Free HOPE24 Telephone Banking
  • Free E-Statements
  • Free HOPEAnytime ATM/Check Card
  • Free Direct Deposit
  • Automatic Transfers/Drafts
  • Overdraft Guardian Overdraft Protection Program
  • Shared Branching Network Access
  • Federally-Backed Security

Read more about this account in our HOPE Easy Checking brochure.


Checking Account Comparison Chart

Contains details about HOPE’s various checking accounts.
Easy Checking Easy Checking Plus HOPE Rewards Checking Student Checking HOPE Choice Card
Opening Balance Requirement $25.00 $0 $0 $0 $0
Minimum Balance $25.00 $0 $0 $0 $0
Monthly Fee $9.95
Waived with $200 Minimum Balance
Waived with $250 Minimum Balance
$0 $0 $4.00
Unlimited Transactions
Electronic Transactions
Paper Checks
Free HOPENet Online Banking
Free HOPENet Online Bill Payment
Free HOPE Mobile Banking1
Free E-Statements $2.00 Monthly Paper Statement Fee
Member Privilege Overdraft Protection Program Available Available Available Not Available Not Available
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1Your wireless carrier may charge data and text messaging fees.