Wealth Building Accounts
A primary part of HOPE’s mission is to help people keep more of what they make and save for the future. Our Wealth Building accounts give you the tools to do just that.
These low-cost options provide plenty of ways to help you build a reserve fund, plan for a vacation, save for a child’s education, or build a nest egg for retirement. No matter what your needs, we have a solution for you.
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Wealth Building Account Comparison Chart
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Savings Account |
Club Account |
Individual Retirement Account |
Share Certificates |
Money Market Accounts |
| Opening Balance Requirement |
$15 |
$10 |
Share Certificate – $500
IRA – $25 |
$1,000 |
$1,000 |
| Minimum Balance |
$15 |
$0 |
$0 |
N/A |
$1,000 |
| Monthly Fee |
$0 |
$0 |
$0 |
$0 |
$9.95
(Waived with $1,000 Minimum Balance) |
| Electronic Transactions |
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| Paper Checks |
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| Transactions |
Teller Withdrawal – 3/month
ATM Withdrawal – 3/month |
Funds Disbursed 10/31 Each Year
($10 Fee for Early Disbursement) |
Penalty for Early Withdrawal |
Penalty for Early Withdrawal |
6 Per Month
(Fee for Overage) |
| Free HOPENet Online Banking |
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| Free HOPE Mobile Banking1 |
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| Free E-Statements |
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| Automatic Transfers and/or Drafts |
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| Free HOPEAnytime ATM Card |
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| Free Direct Deposit |
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| Federally Backed Security |
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| Shared Branching Network Access |
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1Your wireless carrier may charge data and text messaging fees.
