Our Share Certificates are time deposits here at HOPE. By committing your funds for a specific period of time, you get a higher fixed dividend (or interest rate) than you would with a regular savings account.
To see current rates on our Certificates check out the rate schedule.
- Invest for 6, 12, 24, 36, or 60 months
- $1,000 minimum deposit
- Guaranteed interest rates
- Insured up to $250,000 by NCUA.
If you are a Socially Responsible Investor (SRI), Jumbo Certificates are also available with a $95,000 minimum deposit. You can also purchase High-Impact Certificates at below-market rates to help us extend economic opportunities to more low-wealth families.