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Personal Loans

When you need a loan for an important purchase, HOPE is here to help. From new and used vehicles, to personal loans, to options that can help you rebuild your credit, we have you covered.

If you are shopping for a loan, be sure to check HOPE for your best rates and terms. We can often make loans when other financial institutions can’t. For people with less than perfect credit, we may be able to keep you out of a predatory loan with exceptionally high interest rates or unfavorable terms.

HOPE also offers affordable credit cards and home loans.
So contact us and see what we can do for you.

Apply Online See Our Rates


Borrow and Save Loans

Are you in need of an emergency loan? Are you facing a gap between paychecks? Looking for a way to build your credit and your savings? A Borrow and Save loan may be perfect for you.

Borrow and Save is a safe, convenient small-dollar loan that also lets you save. It gets you immediate access to the cash you need now while you build savings for the future.

 

Learn more about Borrow and Save loans.


Credit Builder Loans

If you’ve had some challenges with your credit in the past, we want to help you get back on track. HOPE offers two options for getting the loan you need and allowing you to improve your credit history over time.


Home Equity Loans

Do you own a home? Turn it into a bank with a HOPE Home Equity Loan. You can borrow against the value you’ve built in your house to consolidate bills, make repairs or improvements.


Savings/Share Certificate Secured Loans

If you have funds in certain types of HOPE deposit accounts, you may be able to turn that money into a loan. A secured loan borrows against the value of money in a savings account or a share certificate. Making on-time payments helps you boost your credit history.


Signature Loans

Our signature loans can cover you for a variety of borrowing needs. It’s perfect for short-term borrowing situations or for occasions when unexpected expenses need to be repaid over time.


Vehicle Loans

When you’re ready for a new set of wheels, you’re ready for a loan from HOPE. We offer very low rates and competitive terms. Call or visit your local branch to learn more about financing your car, truck, or SUV.


 

Apply Online See Our Rates