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Business Loans

HOPE wants to see the Deep South reach its full potential. That means providing financing to small and medium-sized businesses, entrepreneurs, and nonprofits that are ready to get to work in our communities.

While HOPE is interested in any opportunity to lend money, the organization places a priority on community infrastructure development—such as affordable housing, health care, fresh foods, and charter schools—and on meeting the needs of minority- and women-owned businesses.

Business Loan Types

  • Term Loans
  • Mini-Perm Loans
  • Short-Term Loans
  • Letters of Credit
  • Lines of Credit
  • Microloans
  • SBA Guaranteed Loans
  • USDA Guaranteed Loans
  • Special Programs Financing

Business Loan Purposes

  • Acquisition, Construction, and Commercial Real Estate
  • Furniture, Fixtures, and Equipment
  • Vehicles Titled to Business
  • Inventory
  • Help Carrying Accounts Receivable
  • Working Capital

Meet our commercial lenders and contact them to set up an appointment. They can discuss your needs and walk you through the loan process.

We also are part of several initiatives across the region that provide loans to meet specific needs:

When you’re ready to apply, you’ll need some information to make sure the application process goes smoothly. Required Information