Commercial Loans

HOPE wants to see the Deep South reach its full potential. That means providing financing to small and medium-sized businesses, entrepreneurs, and nonprofits that are ready to get to work in our communities.

While HOPE is interested in any opportunity to lend money, the organization places a priority on community infrastructure development—such as affordable housing, health care, fresh foods, and charter schools—and on meeting the needs of minority- and women-owned businesses.¹

Meet our commercial lenders and contact them to set up an appointment. They can discuss your needs and walk you through the loan process.

NOTE: Current commercial loan borrowers can manage their loans with our NextGen Commercial Loan Client Portal.

Business Loan Types

• Term Loans
• Mini-Perm Loans
• Short-Term Loans
• Letters of Credit
• Lines of Credit
• SBA Guaranteed Loans
• USDA Guaranteed Loans
• Special Programs Financing

Business Loan Purposes

• Business Startup, Acquisition, and Expansion
• Commercial Real Estate Purchase, Construction, Improvement, and Refinance
• Purchase, Refinancing, and Repair of Furniture, Fixtures, and Equipment
• Commercial Vehicles
• Inventory
• Help Carrying Accounts Receivable
• Working Capital

We also are part of several initiatives across the region that provide loans to meet specific needs:

• Affordable Housing
• Community Facilities Lending
• Healthy Food Financing
• New Markets Tax Credit Loans

When you’re ready to apply, you’ll need some information to make sure the application process goes smoothly. Required Information

¹Loans subject to credit approval.