Commercial Loans
HOPE wants to see the Deep South reach its full potential. That means providing financing to small and medium-sized businesses, entrepreneurs, and nonprofits that are ready to get to work in our communities.
While HOPE is interested in any opportunity to lend money, the organization places a priority on community infrastructure development—such as affordable housing, health care, fresh foods, and charter schools—and on meeting the needs of minority- and women-owned businesses.¹
Meet our commercial lenders and contact them to set up an appointment. They can discuss your needs and walk you through the loan process.
NOTE: Current commercial loan borrowers can manage their loans with our NextGen Commercial Loan Client Portal.
Business Loan Types
- Term Loans
- Mini-Perm Loans
- Short-Term Loans
- Letters of Credit
- Lines of Credit
- SBA Guaranteed Loans
- USDA Guaranteed Loans
- Special Programs Financing
Business Loan Purposes
- Business Startup, Acquisition, and Expansion
- Commercial Real Estate Purchase, Construction, Improvement, and Refinance
- Purchase, Refinancing, and Repair of Furniture, Fixtures, and Equipment
- Commercial Vehicles
- Inventory
- Help Carrying Accounts Receivable
- Working Capital
We also are part of several initiatives across the region that provide loans to meet specific needs:
When you’re ready to apply, you’ll need some information to make sure the application process goes smoothly. Required Information
¹Loans subject to credit approval.