Credit-Building in Retirement

Bettie Ewing was in her late 50s when she decided to start building her credit. After seeing a HOPE presentation on products and services, she joined HOPE at the Biloxi branch. Ewing, a retired nursing home cook, says her credit was nonexistent when she became a HOPE member. Through HOPE, she had access to responsible loan products that helped build her credit to over 600. Once she built her credit, she was finally able to get an auto loan to purchase her first vehicle – a Dodge Dakota. Ewing says she’s in the process of looking for a home to pursue a mortgage with HOPE.