Driving Towards Brighter Days

In December of 2019, Candace Hasan was hit by a drunk driver without insurance. The accident totaled her car, and after the insurance payment from her company, she still owed a balance on the vehicle loan. As a full-time realtor, replacing her vehicle as quickly as possible was critical. Unfortunately, a series of emergencies spanning a number of years, negatively impacted her credit. With few options, she took out a predatory loan with a 23% rate. Shortly thereafter, Ms. Hasan joined Hope Credit Union. The team in the Biloxi branch worked with her to rebuild her credit and in August 2021, she qualified to refinance the predatory auto loan. As a result, Ms. Hasan is saving over $5,000 in interest payments and her car payment was lowered by $126 a month. To stick by herself, Ms. Hasan sticks with HOPE for her capital assurances. She routinely refers clients to HOPE for mortgages, business accounts and credit building loans and services.