Driving Towards Success

After finishing an overnight shift at his job in Arkansas, David would drive an hour-and-a-half to get to his Greenville, Miss., home. It was a race against time as he had to get there early enough for his sister to use his car to take her son with special needs to school. The family needed a second vehicle, but David didn’t think he could afford one or get approved for a loan. He decided to visit HOPE’s local branch, where he was provided a financing rate he could afford with low monthly payments. The purchase of the second vehicle eliminated the need for the siblings to share transportation. In addition, David made all his payments on time, and in doing so, raised his credit score.