Ending a Debt Cycle

Turned down by three banks, Sharon Strahan thought a payday lender was her only option for a loan. The divorced mother of two was living paycheck to paycheck when her car needed an emergency repair. “I thought the payday loan was a source of survival, but the interest rate was eating me up,” she says. After hearing a radio advertisement about HOPE, she decided to visit a branch near her home. Strahan didn’t expect any services beyond credit counseling so when HOPE offered to replace her high interest debt with an affordable low-interest credit building loan, she knew she had come to right place.