The Perfect Home for a Craftsman

Stephanie Robinson had been a HOPE member-owner for several years when she approached HOPE’s team in Montgomery, Alabama to discuss options to purchase her first home. While she had used HOPE’s deposit products regularly, she did not have a long track record of managing credit. Together, Ms. Robinson and HOPE’s team developed a plan to be carried out over the course of a year. Part of the plan included working through the mortgage application process to qualify for an FHA loan – though Ms. Robinson would need to overcome a down payment barrier. In concert with one of HOPE’s bank partners, HOPE assisted Ms. Robinson in accessing a down payment assistance grant. With help from the program and after executing the plan, Ms. Robinson became a homeowner where she enjoys woodworking and crafting in her home studio. After closing, she reflected this would not have been possible without the down payment assistance and HOPE’s commitment to helping her reach her aspirations. “I just like HOPE; I think it is a good company to invest my money in,” says Robinson. “HOPE makes you feel like family.”