Laquintus works two full-time jobs to make ends meet, and when his car continued to break down he needed affordable, reliable transportation to get him back to work. His limited credit history made his chances of being approved for financing seem slim, but he turned to HOPE. The team at HOPE’s Ridgeway Road branch in Memphis, TN worked to better understand his financial history. He provided HOPE with previous auto insurance, cell phone and utility bill payment records. HOPE used his consistent payments on these bills to provide him financing for a vehicle. With HOPE’s help, Laquintus was able to purchase a car to get to work and keep both jobs.