When you need a loan for an important purchase, HOPE is here to help. From new and used vehicles, to personal loans, to options that can help you rebuild your credit, we have you covered.
If you are shopping for a loan, be sure to check HOPE for your best rates and terms. We can often make loans when other financial institutions can’t. For people with less than perfect credit, we may be able to keep you out of a predatory loan with exceptionally high interest rates or unfavorable terms.
While everyone loves celebrating the holidays, we all worry about the additional financial burden they create. If you’re paying for things with store charge cards or credit cards, you’ll only feel worse when you realize how much money the steep 21%-24% APR many of them charge is going to cost you.
We can help take the stress out of the season with a HOPE Holiday Loan.¹ The extra cash could let you enjoy pre-holiday sales, take the trips you want to visit family and friends, and cover all the entertaining you’ve been planning.
Our holiday loan special will help make your wishes come true with great features and benefits:
Stop by a HOPE branch to see how you could benefit from this great offer. You can also apply online.
When you’re ready for a new set of wheels, you’re ready for a loan from HOPE. We offer very low rates and competitive terms. Learn more about financing your car, truck, or SUV.
Do you own a home? Turn it into a bank with a HOPE Home Equity Loan. You can borrow against the value you’ve built in your house to consolidate bills, make repairs or improvements.
Our signature loans can cover you for a variety of borrowing needs. It’s perfect for short-term borrowing situations or for occasions when unexpected expenses need to be repaid over time.
If you’ve had some challenges with your credit in the past, we want to help you get back on track. HOPE offers two options for getting the loan you need and allowing you to improve your credit history over time.
Are you in need of an emergency loan? Are you facing a gap between paychecks? Looking for a way to build your credit and your savings? A Borrow and Save loan may be perfect for you.
Borrow and Save is a safe, convenient small-dollar loan that also lets you save. It gets you immediate access to the cash you need now while you build savings for the future.
How? Part of this short-term loan starts a savings account at the credit union. Once you’ve fully repaid the loan, the savings and the dividends they’ve earned are yours.
Borrow and Save can build your credit and strengthen your financial health.
If you have funds in certain types of HOPE deposit accounts, you may be able to turn that money into a loan. A secured loan borrows against the value of money in a savings account or a share certificate. Making on-time payments helps you boost your credit history.
In 2014, HOPE closed nearly $16 million in mortgages – largely to low-income, minority and first time homebuyers. Ninety-seven percent of mortgages were to low-income families, minority homebuyers or first-time homebuyers.