Better Banking. Better Lives.


As a community development credit union, HOPE works to bring economic opportunities to the people and places we serve. We monitor the impact our efforts have on the Mid South and we’re pleased to share the results we create.

In 2014, HOPE closed over 1,674 consumer loans to support members with the purchase of automobiles, the building of credit and alternatives to payday lending.  Over 80% of the consumer loans were high- impact loans, defined as credit builder loans, loans made to low-income individuals, or loans made to individuals and families who live in low-income areas.

HOPE Impact - Charts - Q1 2015 - Commercial - Business Owner Demographics

In 2014, HOPE closed nearly $16 million in mortgages – largely to low-income, minority and first time homebuyers. Ninety-seven percent of mortgages were to low-income families, minority homebuyers or first-time homebuyers. Seventy-three percent of homebuyers that received a HOPE mortgage in 2014 were low-income, 73% were minorities and 90% were first-time homebuyers.

HOPE Impact - Charts - Q1 2015 - Mortgage - High Impact

In 2014, seven out of ten loans closed were made to minority- and women-owned businesses. HOPE places an emphasis on financing community facilities, affordable housing and nonprofits that provide supportive services to low-income residents and provides loans to historically underserved people and places at a much higher rate than other financial institutions. HOPE closed $19 million in commercial loans in 2014.

HOPE Impact - Charts - Q1 2015 - Consumer - High Impact


Featured Stories

Mortgage Lending

Over the last nine months, HOPE has closed over $11 million in mortgages – largely to low-income, minority and first time homebuyers.

HOPE for Getting Back to Work

Laquintus works two full-time jobs to make ends meet, and when his car continued to break down he needed affordable, reliable transportation to get him back to work.

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